Data Scientist

India

6 years experience

Birthday:

Nationality:
Indian

56666697

University education

Timeframe
Degree / faculty / university
Study areas

2010-062013-06

completed

Bachelor of Engineering (BE)
Electrical Engineering

, India
  • Major: electronics and Communication

2007-062010-06

completed

Diploma
Electrical Engineering

, India

Professional experience

Timeframe
Occupation / company
Tasks

2013-06Till now

Senior Data Scientist

, India

Have complete business knowledge about Unsecured lending portfolio with respect to UK markets.
▪ Working on Affordability analysis, Anomaly Detection and Fraud Analysis for UK lending portfolio.
▪ Done various Hypothesis testing and presented data driven recommendations for decision making using outstanding analytics skills. Major used tools are Python and SQL.
▪ Payday loan underwriting strategy and Charge off analysis.
▪ Expertise in Line re-assessment strategy, Risk based pricing related to lending using various Machine learning models.
▪ Expertise on working with classification and regression models.
▪ Responsible for interface with business development, operations and customer service to ensure that the desired operational KPI’s are met throughout the lifecycle of the products.
▪ Designing underwriting to test out new customer segment with controlled risk.
▪ Qualitatively analyzed the financial collections data to forecast revenue of the asset recovery.
▪ Manage and develop the functional capability requirements of the product with respect to Risk perspective.
▪ Developed and executed various A/B tests (champion/challenger) for learning across the life cycle of the customer segments.
▪ Always collaborate with stakeholders from across the Product, Marketing, Engineering and management to define and track relevant business goals.
▪ Experience in translating data insights into business recommendations and communicating effectively to business leaders.
▪ Roles includes working with data scientists to design and maintain scalable data models and pipelines.
▪ Recommended new fraud rules by identifying abnormal trends in transaction pattern to mitigate high fraud losses and optimize customer experience.
▪ Worked on settlement model to decrease debt of customers and giving ways to payback debts easily.
▪ Hands on experience in PM tools like JIRA and CRM tools like Salesforce and Adobe.
Hands on expertise in working on FICO Blaze.

Training and development

Timeframe
Degree / institute
Content

Further training

2019-07-232019-09-26

completed

Quality Certified Professional

, India

Language ability

Language
Level
Exam / certificate
English
Good negotiation skills (C2)

Other certificate

Tamil
Good negotiation skills (C2)

Other certificate

Malayalam
Mother tongue

Other certificate

Other skills

Key professional skills
Driver licenses
Interests, hobbies, personal

Machine Learning, Python, MySQL, Business Analytics, MS-Excel, Data Analysis, Project Management, Statistical Modeling, Leadership, Presentation, Communication, problem-solving, Financial services Expertise.

  • Motorcycle
  • Automobile

Start recruiting