Data Scientist

• Hauptfach: electronics and Communication

Have complete business knowledge about Unsecured lending portfolio with respect to UK markets.
▪ Working on Affordability analysis, Anomaly Detection and Fraud Analysis for UK lending portfolio.
▪ Done various Hypothesis testing and presented data driven recommendations for decision making using outstanding analytics skills. Major used tools are Python and SQL.
▪ Payday loan underwriting strategy and Charge off analysis.
▪ Expertise in Line re-assessment strategy, Risk based pricing related to lending using various Machine learning models.
▪ Expertise on working with classification and regression models.
▪ Responsible for interface with business development, operations and customer service to ensure that the desired operational KPI’s are met throughout the lifecycle of the products.
▪ Designing underwriting to test out new customer segment with controlled risk.
▪ Qualitatively analyzed the financial collections data to forecast revenue of the asset recovery.
▪ Manage and develop the functional capability requirements of the product with respect to Risk perspective.
▪ Developed and executed various A/B tests (champion/challenger) for learning across the life cycle of the customer segments.
▪ Always collaborate with stakeholders from across the Product, Marketing, Engineering and management to define and track relevant business goals.
▪ Experience in translating data insights into business recommendations and communicating effectively to business leaders.
▪ Roles includes working with data scientists to design and maintain scalable data models and pipelines.
▪ Recommended new fraud rules by identifying abnormal trends in transaction pattern to mitigate high fraud losses and optimize customer experience.
▪ Worked on settlement model to decrease debt of customers and giving ways to payback debts easily.
▪ Hands on experience in PM tools like JIRA and CRM tools like Salesforce and Adobe.
Hands on expertise in working on FICO Blaze.

Anderes Zertifikat

Anderes Zertifikat

Anderes Zertifikat