Kreditsachbearbeiter/in

Evaluating client’s credit data and financial statements / operational data and qualitative information for decision making on credit applications.
Make feasible credit proposals that meet client’s needs, as well as internal / external credit regulations
Analyze all relevant risks for each credit application and propose optimal risk mitigation measures.
Monitor clients businesses and conduct regular financial analysis in line with credit committee decisions.
Manage all problem loans and in a professional and timely manner.
Maintain a quality loan portfolio
Regularly prepare and present Portfolio Management Reports.
Cross-selling of the bank’s products
Act as an auxiliary Operations officer
Attending to other duties Assigned by my Manager
Maintain high quality assessment, approval and credit disbursement processes.

Promote the Company’s products and services, develop and maintain close relationships with the Company’s customers in order to satisfy their needs effectively and facilitate market development and penetration.
Deepen existing relationships to increase market share of the Company’s business
Consistent communication with and visits to clients, providing complete and timely update on their investments.
Provide portfolio supervision with a continuous focus on helping the client achieve his/her investment goals.
Retain existing high value clients with the Company through relationship management activities.
Coordination of investment documentations per requirements detailed in Securities and Exchange Commission’s compliance manual.
Gather competitive intelligence to determine what competitors are offering clients, product positioning and service offerings.
Continuously track market trends and ensure up to date knowledge of market offerings to be able to provide advice on potential investment solutions based on client needs.
Prepare daily/weekly call plans, business development itinerary, call reports and follow-up reports.

Credit Relationship Management

Anderes Zertifikat